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Are you or a loved one getting ready to enter a nursing home?

Have you or a loved one been denied Medicaid coverage because you have too many assets?

Do you want to find a safe way to protect money you have set aside for your final needs without tying yourself down to a particular funeral home?

 

If the answer to any of these questions is “yes,” we can help you! We are licensed in Texas, Mississippi and Arkansas for preneed sales.  By following established guidelines, we can help you purchase a casket, vault and monument so they are exempt from Medicaid spenddown rules.  That means owning these items won’t count against you when trying to qualify for nursing home coverage through Medicaid.  And there is no 60-month look-back period that applies to these purchases.

 

Best of all, because we are not a funeral home tied down to a single location, you and your family have the flexibility to make arrangements at any funeral home in these states without losing the price protection afforded by pre-planning.  Why?  Because, while all pre-need funeral plans are portable to different funeral homes, only the original service provider is bound to honor the price written on your contract.  If you take your contract to a different funeral home, they will apply its cash value to their current prices, and your family could end up paying significantly more.

 

We have served families in 221 counties in Texas, 64 counties in Arkansas and 79 counties in Mississippi.  Taking advantage of our multi-state delivery region provides you and your family the peace of mind of knowing prices are protected against inflation, even if you change your mind about where you want services held.

 

To see what products we can provide in your state, please click on the state in which you live.

Texas


Casket

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. Caskets can be purchased by anyone residing in Texas for any qualified person who plans to be buried in Texas. The price includes delivery to any location in Texas. Once the contract is signed, the price is guaranteed never to increase, as long as you contact us for delivery at time of need. Caskets are usually delivered within 24 hours after we are called for delivery.

Monument

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. The price includes installation in any cemetery in Texas, Oklahoma, Louisiana, Arkansas or Mississippi. Monuments can be delivered to other locations for a delivery fee.

Vault

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. Vaults can be purchased by anyone residing in Texas for a qualified person who plans to be buried in Texas. The price includes installation in any Texas cemetery during “normal” business hours. (Normal hours for vault installation are Monday through Saturday, excluding holidays, with burial services beginning before 4 pm.) Once the contract is signed, the price is guaranteed never to increase, as long as you contact us for delivery at time of need.

Urn

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. The price includes standard ground shipping to any location in the continental United States. Once the contract is signed, the price is guaranteed never to increase, as long as you contact us for delivery.

Funeral Expense Trust

Can only be purchased for yourself, the person applying for Medicaid coverage. This trust allows you to set aside funds for final expenses that otherwise do not qualify as exempt assets.

Caskets, monuments, vaults & urns are exempt items as described above that come with a price guarantee. However, funeral service contracts and cemetery property purchases are not exempt assets. Purchasing these items directly before entering a nursing home will result in penalties. The funeral expense trust is a special product allowed by the state that is an exempt asset, allowing you to set aside up to $15,000 to cover additional funeral expenses at time of need without violating any of the Medicaid spend-down rules.

Mississippi


Casket

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. Caskets can be purchased by anyone residing in Texas for any qualified person who plans to be buried in Texas. The price includes delivery to any location in Texas. Once the contract is signed, the price is guaranteed never to increase, as long as you contact us for delivery at time of need. Caskets are usually delivered within 24 hours after we are called for delivery.

Monument

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. The price includes installation in any cemetery in Texas, Oklahoma, Louisiana, Arkansas or Mississippi. Monuments can be delivered to other locations for a delivery fee.

Urn

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. The price includes standard ground shipping to any location in the continental United States. Once the contract is signed, the price is guaranteed never to increase, as long as you contact us for delivery.

Funeral Expense Trust

Can only be purchased for yourself, the person applying for Medicaid coverage. This trust allows you to set aside funds for final expenses that otherwise do not qualify as exempt assets.

Caskets, monuments, & urns are exempt items as described above that come with a price guarantee. However, funeral service contracts and cemetery property purchases are not exempt assets. Purchasing these items directly before entering a nursing home will result in penalties. The funeral expense trust is a special product allowed by the state that is an exempt asset, allowing you to set aside up to $15,000 to cover additional funeral expenses at time of need without violating any of the Medicaid spend-down rules.

Arkansas


Casket

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. Caskets can be purchased by anyone residing in Texas for any qualified person who plans to be buried in Texas. The price includes delivery to any location in Texas. Once the contract is signed, the price is guaranteed never to increase, as long as you contact us for delivery at time of need. Caskets are usually delivered within 24 hours after we are called for delivery.

Monument

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. The price includes installation in any cemetery in Texas, Oklahoma, Louisiana, Arkansas or Mississippi. Monuments can be delivered to other locations for a delivery fee.

Urn

Can be purchased for any number of “qualified” persons, which include yourself, your spouse, your children (natural, adopted or stepchildren), and their spouses. The price includes standard ground shipping to any location in the continental United States. Once the contract is signed, the price is guaranteed never to increase, as long as you contact us for delivery.

Funeral Expense Trust

Can only be purchased for yourself, the person applying for Medicaid coverage. This trust allows you to set aside funds for final expenses that otherwise do not qualify as exempt assets.

Caskets, monuments, & urns are exempt items as described above that come with a price guarantee. However, funeral service contracts and cemetery property purchases are not exempt assets. Purchasing these items directly before entering a nursing home will result in penalties. The funeral expense trust is a special product allowed by the state that is an exempt asset, allowing you to set aside up to $15,000 to cover additional funeral expenses at time of need without violating any of the Medicaid spend-down rules.

Feel free to contact us with any questions using the form below or by calling us at 800-825-7625.

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Please note: Information contained in this website is not legal advice. We are not attorneys and do not offer any legal opinions on any matters. No person should act, or fail to act, upon this information without seeking advice from an attorney.

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