When a loved one dies, there is no doubt that it is an overwhelming experience. You have to deal with your emotions while having to make funeral arrangements and taking care of financial matters.
Knowing what a challenging time it is for people who are grieving, there are some who take advantage of what you are going through by trying to scam you. They know that you are in a vulnerable state, and they try to trick you into falling for these scams. Make sure you do not fall victim to these common after-death scams:
- Medicare scam
Often times, scammers call you or send an email asking for the birth date and Social Security number of the deceased on the pretext that their Medicare insurance information has to be updated. Their real intention is identity theft so make sure that you do not fall for this scam.
- Fake life insurance policy
You may be contacted by scammers who claim that your loved one was behind on their life insurance policy payments, asking you to complete their payment so that you can be paid out a huge sum of money. Before you transfer the money, make sure you have documents proving that your loved one really did have said insurance.
- Fake IRS calls
Scammers sometimes pretend to be IRS employees and aggressively nag you on the phone saying that the deceased owes tax money. They may even threaten legal action if you do not pay. The IRS has announced that it never contacts people by phone and asks for money in this manner.
- Long lost relatives
Finally, there are those scammers who claim to be long, lost relatives. These people come out of the blue after death and claim that they are owed inheritance. Make sure always to confirm their identity first. And, of course, check the Last Will and Testament with a lawyer.
Thanks for reading,